*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:#1e1e1c;background:#fdfcf8;line-height:1.6}
.wrap{max-width:880px;margin:0 auto;padding:0 1.25rem}
header.site{background:#0f172a;padding:1rem 0}
header.site .wrap{display:flex;align-items:center;justify-content:space-between}
header.site a.logo{color:#f8fafc;font-weight:700;font-size:1.25rem;text-decoration:none}
nav.site a{color:#cbd5e1;text-decoration:none;font-size:.9rem;margin-left:1.25rem}
nav.site a:hover{color:#fff}
main{padding:2rem 0 3rem}
h1{font-size:clamp(1.6rem,4vw,2.2rem);font-weight:700;margin-bottom:.75rem;color:#0f172a}
h2{font-size:1.4rem;font-weight:700;margin:2rem 0 .75rem;color:#0f172a;border-bottom:2px solid #e2e8f0;padding-bottom:.4rem}
h3{font-size:1.1rem;font-weight:700;margin:1.25rem 0 .5rem;color:#1e293b}
p{margin-bottom:1rem;color:#334155}
ul,ol{margin:0 0 1rem 1.5rem;color:#334155}
li{margin-bottom:.5rem}
table{width:100%;border-collapse:collapse;margin:1rem 0 1.5rem;font-size:.92rem}
th,td{padding:.6rem .75rem;border:1px solid #e2e8f0;text-align:left}
th{background:#0f172a;color:#fff}
tr:nth-child(even){background:#f8fafc}
a.cta{display:inline-block;background:#0f6e56;color:#fff;text-decoration:none;padding:.4rem .9rem;border-radius:6px;font-size:.85rem;font-weight:600}
a.cta:hover{background:#085041}
.note{background:#fff7e6;border-left:4px solid #ef9f27;padding:.75rem 1rem;margin:1rem 0;font-size:.9rem;color:#412402}
footer.legal{background:#f1f5f9;padding:2rem 0;margin-top:2rem;font-size:.8rem;color:#64748b}
footer.legal strong{color:#475569}
.silo-links{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem;margin:1.5rem 0}
.silo-links a{display:block;background:#fff;border:1px solid #e2e8f0;border-radius:8px;padding:1rem;text-decoration:none;color:#0f172a;font-weight:600;font-size:.9rem}
.silo-links a:hover{border-color:#0f6e56}
.calc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1rem;margin:1.5rem 0}
.calc-grid label{display:block;font-size:.85rem;color:#475569;margin-bottom:.35rem}
.calc-grid input{width:100%;padding:.5rem;border:1px solid #cbd5e1;border-radius:6px;font-size:1rem}
.calc-results{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:.75rem;margin:1.5rem 0}
.calc-results .stat{background:#f8fafc;border-radius:8px;padding:1rem}
.calc-results .stat .label{font-size:.8rem;color:#64748b}
.calc-results .stat .value{font-size:1.4rem;font-weight:700;color:#0f172a}
.progress-track{height:10px;background:#e2e8f0;border-radius:5px;overflow:hidden;margin-bottom:.5rem}
.progress-bar{height:100%;width:0%;background:#0f6e56;transition:width .2s}
.status-text{font-size:.85rem;color:#64748b}